1200x150personalrates

Current Florida Personal Loan Rates

Seacoast Bank offers a variety of lending solutions with competitive rates backed by our team of experienced Personal Lenders. Check out the rate table below for our most current rates when looking to finance a car, RV and more. Ready to get started?

Contact one of our local Lending Experts.

Rates as of March 4, 2024

Product

APR1 as low as

Details

Get Started

Auto Loan

7.09%2

View Details

Apply Now >
Boat Loan

8.25%3

View Details

Apply Now >
Home Equity Line of Credit

8.00%4

View Details

Apply Now >
RV Loan

8.25%5

View Details

Apply Now >

 

1. APR = Annual Percentage Rate. The cost of credit as a yearly rate.

2. APR = Annual Percentage Rate. Offer based on loan term of 60 months. Seacoast Bank finances 90% of MSRP (new vehicles) or the NADA Average Trade value (used vehicles 2022 - 2024). Payment example for new vehicle: $30,000 loan for 60 months at 7.091% APR will result in an approximate monthly payment of $595.32 with a one-time $250.00 loan processing fee. The maximum 18% APR includes interest rate, fees and other costs. Minimum period for repayment is 12 months. Maximum period for repayment is 75 months. APR of 7.091% requires a minimum credit score of 780, automatic payment deduction from your Seacoast Bank deposit account, and a new vehicle as collateral. Rates current as of March 4, 2024 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

3. APR=Annual Percentage Rate. Rate effective March 4, 2024 , and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2019 to 2024 boat. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 8.252% APR would be $471.37 per month for 84 months with a one-time $250 Loan Processing Fee. APR of 8.252% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

4. APR=Annual Percentage Rate. Rate effective March 4, 2024 and may change based on market conditions and borrower eligibility. Variable rate based on “The Wall Street Journal” Prime Rate (currently 8.50%) with a minimum APR of 8.00% and a maximum APR of 18.00%. Subject to credit approval. Your APR may be higher based on the prevailing variable rate index value, the amount of your credit line, combined loan-to-value, and/or property type. The APR referenced will require a minimum credit score of 780, minimum credit line of $50,000, and the credit line together with any other mortgage(s) cannot exceed 80% of the property value on 1‐to‐4 family owner‐occupied properties. Primary or secondary residence only. Not available on investment property or manufactured homes. 180‐month draw period followed by a 0‐month repayment period, at which time the balance will be due in full. Homeowner’s property insurance is required. Flood insurance may be required. Offer does not apply to existing Seacoast Bank credit lines. Cancellation Penalty. At closing, the Disbursement Request and Authorization form may disclose that certain fees payable to third parties (“Third-Party Fees”) are being paid by Seacoast National Bank (instead of you, as may be disclosed above). In consideration of our payment of any Third-Party Fees, you agree that your Credit Line will remain open for at least two (2) years from the date you open your Credit Line. If you fail to keep the Credit Line open for at least two (2) years, you agree to pay a cancellation penalty in the amount equal to any Third-Party Fees paid by us.

5. APR=Annual Percentage Rate. Rate effective March 4, 2024, and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2019 to 2024 RV. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 8.252% APR would be $471.37 per month for 84 months with a one-time $250 Loan Processing Fee. APR of 8.252% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

 

Seacoast Bank NMLS#: 608046


Contact one of our local Lending Experts for the current rates on additional product options.

Have Questions About Our Rates? We're Here to Help.

75x75CHAT
Talk to us now:
Let's Chat
headset icon
Call us at:
800.706.9991

Complete the form and one of our lenders will be in touch.

Contact Form

Our Four Promises.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community