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Current Florida Mortgage Rates

Find just the right mortgage to finance your dream home. Seacoast offers a variety of mortgage loans with competitive mortgage rates backed by our team of experienced Mortgage Loan Officers Lenders. Check out the rate table below for today’s low fixed mortgage rates.

Ready to get started? Contact one of our local Mortgage Loan Officers or Apply Now.

Not sure what type of mortgage you need? Find Seacoast’s mortgage loan options for Florida home buyers here.

Rates as of 7/23/2021


Fixed Rate Loans

Interest Rate1

APR2

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30 Year Fixed

2.875%

2.918%3

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15 Year Fixed

2.250%

2.355%4

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30 Year Fixed Jumbo (Loans Greater than $548,250)

2.875%

2.884%5

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1. Interest rates and pricing may vary based on risk-based pricing adjustments such as credit score, loan-to-value, occupancy, and additional factors based on loan program. Interest rates are subject to change without notice.

2. APR=Annual Percentage Rate. The cost of credit as a yearly rate.

3. The quoted APR is based on a 60-day interest rate lock period with -0.500% lender credit and assumes the following loan level characteristics: $225,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required. Flood insurance may be required. Mortgage Insurance may be required if loan-to-value is greater than 80%.  Maximum loan amount is $548,250.  Terms of repayment:  360 monthly payments of $933.51 at an APR of 2.918%.  Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply.  Subject to credit approval.

4. The quoted APR is based on a 60-day interest rate lock period with -0.250% lender credit and assumes the following loan level characteristics:  $225,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required. Flood insurance may be required. Mortgage insurance may be required if loan-to-value is greater than 80%.  Maximum loan amount is $548,250.  Terms of repayment:  180 monthly payments of $1,473.94 at an APR of 2.355%.  Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply.  Subject to credit approval.

5. The quoted APR is based on a 60-day interest rate lock period with -0.375% lender credit and assumes the following loan level characteristics:  $750,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required. Flood insurance may be required. Mortgage insurance may be required if loan-to-value is greater than 80%.  Minimum loan amount is $548,251 and maximum loan amount is $2 million.  For loan amounts greater than $2 million, please contact your local Seacoast lender.  Terms of repayment:  360 monthly payments of $3,111.69 at an APR of 2.884%.  Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply.  Subject to credit approval.

Seacoast Bank NMLS#: 608046


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