Seacoast offers a variety of mortgage loans with competitive mortgage rates backed by our team of experienced Mortgage Lenders. Check out the rate table below for our current fixed rates when considering a home loan. Ready to get started?
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Rates as of 2/24/2021
Fixed Rate Loans |
Interest Rate1 |
APR2 |
Get Started |
30 Year Fixed |
3.00% |
3.05%3 |
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15 Year Fixed |
2.62% |
2.75%4 |
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30 Year Fixed Jumbo (Loans Greater than $548,251) |
3.25% |
3.28%5 |
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1. Interest rates and pricing may vary based on risk-based pricing adjustments such as credit score, loan-to-value, occupancy, and additional factors based on loan program. Interest rates are subject to change without notice.
2. APR=Annual Percentage Rate. The cost of credit as a yearly rate.
3. The quoted APR is based on a 60-day interest rate lock period with -0.375% lender credit and assumes the following loan level characteristics: $225,000 loan amount, 70% loan-to-value, 740 credit score, Rate-Term Refinance of a primary residence, single-family dwelling with typical Seacoast Bank closing costs. Property insurance required. Flood insurance may be required. Mortgage Insurance may be required if loan-to-value is greater than 80%. Maximum loan amount is $548,250. Terms of repayment: 360 monthly payments of $948.61 at an APR of 3.05%. Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply. Subject to credit approval.
4. The quoted APR is based on a 60-day interest rate lock period with -0.125% lender credit and assumes the following loan level characteristics: $225,000 loan amount, 70% loan-to-value, 740 credit score, Cash-Out Refinance of a primary residence, single-family dwelling with typical Seacoast Bank closing costs. Property insurance required. Flood insurance may be required. Mortgage insurance may be required if loan-to-value is greater than 80%. Maximum loan amount is $548,250. Terms of repayment: 180 monthly payments of $1,513.55 at an APR of 2.75%. Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply. Subject to credit approval.
5. The quoted APR is based on a 60-day interest rate lock period with -0.125% lender credit and assumes the following loan level characteristics: $750,000 loan amount, 70% loan-to-value, 740 credit score, Rate-Term Refinance of a primary residence, single-family dwelling with typical Seacoast Bank closing costs. Property insurance required. Flood insurance may be required. Mortgage insurance may be required if loan-to-value is greater than 80%. Minimum loan amount is $548,251 and maximum loan amount is $2 million. For loan amounts greater than $2 million, please contact your local Seacoast lender. Terms of repayment: 360 monthly payments of $3,264.05 at an APR of 3.28%. Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply. Subject to credit approval.
Seacoast Bank NMLS#: 608046
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