Steve Bilbo

Steve Bilbo

PGA Blvd - Seacoast Bank


Palm Beach Gardens, FL 33410

Your Local Mortgage Expert

Steve Bilbo began his mortgage banking career in South Florida in 1984. Since then, Steve and his Palm Beach County team have helped countless families find the right home loan and achieve the American Dream of homeownership. He offers the perfect combination of local service and products for his clients at Seacoast Bank.


Steve’s eye for detail and background in underwriting provide him the experience and know-how to identify issues and address his clients’ needs upfront. Steve has the experience and skill to assist you in finding just the right home lending option for the home of your dreams.

Steve specializes in a wide range of home financing options, so his clients can find the best mortgage solution, including:

  • Jumbo Loans
  • Conventional Mortgages
  • Construction Loans
  • FHA Mortgage
  • Doctor Mortgage
  • Lot Loans
  • Portfolio Lending
  • VA Mortgage

Whether you have the ideal lot picked out for your dream home or are just beginning the search for a home, Steve can help you choose the financing product that is right for you. Because lending decisions at Seacoast Bank are made locally, closing can be fast, with no surprises. Offering exceptional customer service and an understanding of the entire process, Steve and the Seacoast team can answer your questions and remove potential roadblocks before they become issues.

Convenient Palm Beach Gardens Location

Steve Bilbo’s office is located between I-95 exit 79A and US Highway 1 in front of The Gardens Mall, at 3001 PGA Boulevard in Palm Beach Gardens. Stop by or call Steve at 561.309.7416 to learn more about our mortgage programs and get started today!


Fixed Rate Mortgage

Enjoy the stability of constant rates and payments with a Fixed Rate Mortgage from Seacoast.


Typically a great option for buyers not looking to stay in a new home for many years, or those who plan to make partial or full payoffs within a shorter period of time.


Federal programs, often requiring little or no money down, can help make the dream of home financing – and home ownership – available and affordable for many borrowers.

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Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. 

Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community