Pamela Cox

Pamela Cox

Cardinal - Seacoast Bank


Vero Beach, FL 32963

It’s only natural to be apprehensive when deciding to buy your first, move up, second or investment home. Understanding the types of loans, their requirements, documentation and lending jargon can feel invasive and frustrating. Pamela takes pride in helping her clients understand the “how” and “why” of mortgage financing. It’s her passion to put customer education and service first and foremost.

Pamela’s education and various capacities in banking and lending provide a unique holistic view that transcends just the mortgage. Having sold Real Estate in the past, she understands the importance of addressing any issues upfront and clearly communicating with all parties involved in the transaction ensuring a smooth closing. For Pamela there is no single approach to working with a client. She is dedicated to meeting the goals and needs of every client, ultimately making them a client for life.

Pamela’s areas of expertise range from first time homebuyers utilizing programs such as FHA, low and no down payment programs to VA loans and those other programs for more established and complex clients who might be looking to build their dream home, second or investment homes or larger estate properties. She’s worked with a multitude of complex sophisticated borrowers who don’t always fit in standard products and programs.

When Pamela isn’t assisting clients and referral partners she enjoys spending time with her family and friends. Love of the water and boating brought Pam to Florida. She truly appreciates why so many clients move to South Florida and the Treasure Coast.

Contact Pamela today on her cell 772.882.8484 to get prequalified for your new home, to discuss that cash-out refinance to consolidate debt or make home improvements.


Fixed Rate Mortgage

Enjoy the stability of constant rates and payments with a Fixed Rate Mortgage from Seacoast.


Typically a great option for buyers not looking to stay in a new home for many years, or those who plan to make partial or full payoffs within a shorter period of time.


Federal programs, often requiring little or no money down, can help make the dream of home financing – and home ownership – available and affordable for many borrowers.

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At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community