Portfolio of Local Lending Programs
If owning a home is part of your American Dream, Mindy Funk can help make it a reality. Mindy works with you and your realtor to ensure transparency throughout the financing process. Mindy started in the mortgage industry in 1997, accruing a wealth of experience in several different roles. For most of her career, she worked as an originator, assisting clients in determining the best product and program for them. Mindy also managed a mortgage broker shop with eight employees, which drove home the value that comes from having a local lender in Seacoast Bank.
Portfolio of Financing Solutions
Seacoast Bank’s programs and dependable service make it a powerful local lender. Mindy’s expertise in a wide range of programs ensures she can help you select one that is the right fit for your budget and lifestyle.
- Conventional – Fixed and Adjustable rate mortgages. Adjustable mortgages are a popular option for buyers who do not plan to stay in the home long-term or plan on paying down the loan early. The lower rates and payments early in the repayment plan can make it more affordable. We have 30,20,15 & 10 year fixed mortgages as well, with down payments as little as 3% down.
- FHA and VA Mortgage - With little or no money down, these Federal backed programs offer affordable financing for borrowers who meet the qualification requirements. An FHA mortgage typically allows for blemished and lower credit scores. VA loans allows for 100% financing for eligible veterans.
- Lot Loans/New Construction – Planning to build your dream home on a lot you already own or one you’ve already selected? At Seacoast Bank, we offer Lot Loans financing as well as the construction to build the house.
- Manufactured Home Loans - Offered for owner occupied and second home owners where the age of the home is 1976 or newer. Insurance is required.
- Doctor Mortgage – You’ve put in the time and education. Qualified doctors are eligible for 100% financing.
Community Bank with Local Lenders
Find me at 3200 SE Federal Hwy, 2nd Floor, Stuart FL. We are on the corner of Indian Street & US1 – Wedgewood Plaza. Contact Mindy at (614) 332-8625 or complete the web form below to start down the road to homeownership.