Mindy Funk

Mindy Funk

Wedgewood - Seacoast Bank


Stuart, FL 34997

Portfolio of Local Lending Programs

If owning a home is part of your American Dream, Mindy Funk can help make it a reality. Mindy works with you and your realtor to ensure transparency throughout the financing process. Mindy started in the mortgage industry in 1997, accruing a wealth of experience in several different roles. For most of her career, she worked as an originator, assisting clients in determining the best product and program for them. Mindy also managed a mortgage broker shop with eight employees, which drove home the value that comes from having a local lender in Seacoast Bank.


Portfolio of Financing Solutions

Seacoast Bank’s programs and dependable service make it a powerful local lender. Mindy’s expertise in a wide range of programs ensures she can help you select one that is the right fit for your budget and lifestyle.

  • Conventional – Fixed and Adjustable rate mortgages. Adjustable mortgages are a popular option for buyers who do not plan to stay in the home long-term or plan on paying down the loan early. The lower rates and payments early in the repayment plan can make it more affordable. We have 30,20,15 & 10 year fixed mortgages as well, with down payments as little as 3% down.
  • FHA and VA Mortgage - With little or no money down, these Federal backed programs offer affordable financing for borrowers who meet the qualification requirements. An FHA mortgage typically allows for blemished and lower credit scores. VA loans allows for 100% financing for eligible veterans.
  • Lot Loans/New Construction – Planning to build your dream home on a lot you already own or one you’ve already selected? At Seacoast Bank, we offer Lot Loans financing as well as the construction to build the house.
  • Manufactured Home Loans - Offered for owner occupied and second home owners where the age of the home is 1976 or newer. Insurance is required.
  • Doctor Mortgage – You’ve put in the time and education. Qualified doctors are eligible for 100% financing.

Community Bank with Local Lenders

Find me at 3200 SE Federal Hwy, 2nd Floor, Stuart FL. We are on the corner of Indian Street & US1 – Wedgewood Plaza. Contact Mindy at 614.332.8625 or complete the web form below to start down the road to homeownership.


Fixed Rate Mortgage

Enjoy the stability of constant rates and payments with a Fixed Rate Mortgage from Seacoast.


Typically a great option for buyers not looking to stay in a new home for many years, or those who plan to make partial or full payoffs within a shorter period of time.


Federal programs, often requiring little or no money down, can help make the dream of home financing – and home ownership – available and affordable for many borrowers.

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Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. 

Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community