James Nedved

James Nedved

Lake Mary - Seacoast Bank


175 Timacuan Blvd.
Lake Mary, FL 32746

James Nedved Bio

Originally from Iowa, James and his family have called the Orlando area home since 2000. James earned his MBA from the University of Central Florida, and his Certified Financial Planner Certificate from Florida State University. Before joining Seacoast Bank, he held positions with several other residential mortgage lenders at various Florida banks.



With over 26 years of experience in the banking and mortgage industry, James is a mortgage professional whose primary lending expertise is in Jumbo and Construction to Permanent Loans. VA, FHA and Conventional loans are also a large part of his product expertise. He originates mortgages for Seacoast Bank throughout Central Florida and understands that everyone’s homebuying situation is different. James is honored to work with mortgage clients to find the best product and program to fit their mortgage needs, and has the knowledge and skills to do just that

Featured Products

  • Doctor Mortgage – There are several benefits to this loan type for MDs and DOs who have been out of residency or medical school for 10 years or fewer. Check in with James to see if you qualify.
  • Construction Permanent Mortgage -
  • Jumbo Mortgage – Conventional loans are strict in the amount you can borrow, whereas Jumbo loans allow you to borrow more if your dream home has a high property value, and if a larger monthly payment is not a financial burden for you.
  • VA Mortgage – Let James help you achieve part of the American dream. VA mortgages are an excellent alternative to a conventional mortgage for veterans, National Guard members, reservists and regular military servicemen and servicewomen, because this loan type doesn’t require a down payment.

James also assists homebuyers with the requirements of an FHA mortgage, USDA mortgage, and Conventional mortgages, helping you to find perfect fit for your financial situation. James’ motto is, "Understanding my client's short-term and long-term financial goals is my professional goal - every time."

Set up a meeting with James at the Seacoast Bank Maitland branch on the southwest corner of Orlando Avenue and Ventris Avenue in Maitland Florida, located directly across from the Shoppes of Maitland. Call James today at 407.551.0279 or 407.474.4432 to schedule an appointment.


Fixed Rate Mortgage

Enjoy the stability of constant rates and payments with a Fixed Rate Mortgage from Seacoast.


Typically a great option for buyers not looking to stay in a new home for many years, or those who plan to make partial or full payoffs within a shorter period of time.


Federal programs, often requiring little or no money down, can help make the dream of home financing – and home ownership – available and affordable for many borrowers.

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Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community