Let's make home happen - together.
GET STARTED TODAYWhether you're buying your first home, refinancing your current one or planning upgrades, Seacoast offers flexible solutions designed to fit your life.
Explore a range of options and enjoy benefits like:
Enjoy an interest rate reduction of up to 0.5%1 on select loan products. Eligibility is based on income and geographic location.2
Owning a home may be more affordable than you think—even on a modest income. At Seacoast Bank, we offer a variety of mortgage programs designed to fit your needs and help you take that important step toward homeownership.
When it comes to homebuying, the less money you’re required to put down, the easier it is to move on up.
Those who have served or are serving in the US Military have the opportunity to purchase or refinance a home with little or no money down. Loan limits may apply.
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Affordable homebuying opportunities for creditworthy low- and moderate-income borrowers. Low rates, reduced mortgage insurance costs and qualifying flexibility are available for public servants, military personnel and persons with disabilities.
Offering the dual advantages of lower down payments and more flexible qualification requirements, FHA mortgages are great for first-time homebuyers and previous homeowners. A minimum down payment equal to 3.5% of the purchase amount is required.
An ARM with an interest rate that can change over time due to market factors, typically features an introductory period of 3, 5 or 7 years in which you can lock in a low rate. This type of loan may be attractive if you foresee moving or upgrading within a few years.
Offering a unique financial opportunity for current or retired law enforcement officers, educators, health care workers, firefighters and other first responders; veterans and active-duty members of the military or their surviving spouse; and COVID-related essential workers who are purchasing a home.
Community Home Mortgage loans from Seacoast are specifically designed to help more people, including first-time buyers, make the dream of owning a home a reality.
1. Seacoast National Bank (“Seacoast”) Residential Loan Promotion (“Promotion”) Eligibility: You may be eligible for a 0.5% reduction to interest rate when applying for a Seacoast Community Home Mortgage, FannieMae HomeReady or FreddieMac HomePossible loan product with Seacoast to purchase a primary single family residence.
2. You must satisfy low-to-moderate income requirements (less than or equal to 80% of area median income) to qualify. Eligible geographies include all Florida counties with a Seacoast Bank branch location; for a full list of locations please visit our website – www.seacoastbank.com/locations. Seacoast may change or discontinue the Promotion or any portion of it without notice. Speak with a Seacoast Bank Mortgage Loan Originator for more information, including location eligibility. Other restrictions may apply.
3. Subject property must be a one- or two-unit detached single family primary home, townhouse or condominium. Manufactured homes are not permitted. Escrow required. Other restrictions may apply.
4. Not eligible on Seacoast OREO properties.
5. HomeReady® is a registered trademark of Fannie Mae.
6. Community Partners Product is a product of the Federal Home Loan Bank of Atlanta. Household income restrictions and other requirements apply. Please see Federal Home Loan Bank of Atlanta’s Affordable Housing Program Implementation Plan at www.fhlbatl.com for complete product requirements.
*Loans subject to credit approval. Some limitations may apply. Offer subject to change without notice.
Seacoast Bank NMLS# 608046
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Seacoast National Bank. All rights reserved. 
Equal Housing Lender. Member FDIC.
