Great Mortgage Rates
& Mortgage Options
You're pre-selected1 for an
APR2 as low as 6.63%
Apply Now

Make Your Dream Home Come True

Whether you’re buying, refinancing or just making a few improvements, Seacoast Bank gives you lots of choices: 

  • Fixed Rate Mortgage — same low rate for the life of your mortgage 
  • Adjustable Rate Mortgage (ARM) — lower rate for the first few years of your loan 
  • FHA Loan — lower down payment and closing costs, easier to qualify


apply now

At Seacoast You’ll Feel Right at Home

  • Hands-on, local loan specialists who are always available to you by phone or email
  • Guidance through the entire mortgage process
  • Fast closing and dependable service to ensure you meet your closing date
  • Local underwriting and closing decision makers
shopper_alert_resi-2
Fixed Rate Mortgage 
shopper_alert_resi_1
Adjustable Rate Mortgage (ARM)
shopper_alert_resi-3
FHA Loan

 

Save while opportunity is knocking. Mention Offer Code: NewMortgage to lock in your special rate.

Apply Online

Apply Online >

 

You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 1-888-567-8688. CLICK TO VIEW PRESCREEN & OPT-OUT NOTICE† for more information about prescreened offers.
seacoast-logo

© 2025 Seacoast National Bank. All rights reserved. Equal Housing Lender. Member FDIC.

member-fdic-equal-housing-lender_white-388x165

 

 

†PRESCREEN & OPT OUT NOTICEAnchor

This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not continue to meet our criteria and other factors bearing on your creditworthiness (including acceptable property collateral, income and employment history). If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll-free
1-8885-OPT-OUT (1-888-567-8688); or write:

TransUnion Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505
Experian Consumer OPT-OUT, P.O. Box 919, Allen, TX 75013
Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123

 

1.We used information on you that we obtained from a consumer-reporting agency in connection with this “Pre-Selected” offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness, which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you no longer meet the criteria used to select you for this offer, if you’ve had a short sale within the last four years, or any other applicable criteria bearing on creditworthiness, or if you do not provide the required collateral. Terms and conditions apply. Income verification required. Not all applicants will qualify for the lowest rate.

2. APR = Annual Percentage Rate, the cost of your credit as a yearly rate. The offer assumes the following loan-level characteristics: $240,000 loan amount, at 70% loan-to-value, 740 credit score, purchase money or no-cash out refinance, single-family residence with typical Seacoast Bank closing costs. Must be primary residence. Property insurance required. Flood insurance may be required. The maximum APR for this offer is 7.689% and the minimum approved loan amount is $50,000. The maximum approved loan amount is $806,500. Quoted APR 6.629% is a fixed-rate mortgage, based on an interest rate of 6.500% with 0 point(s) using the loan-level characteristics described above, as of May 1, 2025. Terms of repayment: 360 monthly principal and interest payments of $1,516.96 at an APR of 6.629%. Payments do not include applicable taxes and insurance; therefore, the actual obligation will be greater. Other conditions apply. Subject to credit approval. May not be combined with other offers. Rates are subject to change.

Seacoast Bank NMLS# 608046