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Alleviate the stress of rising interest rates while searching for a new home and protect your home buying power with these added benefits:
Rates as of 10/31/2024
Fixed Rate Loans |
Interest Rate2 |
APR3 |
Get Started |
30 Year Fixed |
6.500% |
6.713%4 |
|
15 Year Fixed |
5.875% |
6.251%5 |
Fixed Rate Loans |
Interest Rate2 |
APR3 |
Get Started |
30 Year Fixed |
6.500% |
6.713%4 |
|
15 Year Fixed |
5.875% |
6.251%5 |
Avoid a last-minute financial scramble before your closing and get peace of mind knowing that
your interest rate is locked in and may even improve!
Follow our standard pre-approval process with your loan application |
Select the drop-down option for Lock and Shop in Online Banking |
Work with a Loan Officer to complete your Lock & Shop form |
Call us at 866.256.8394 or fill out the form to get started »
© 2024 Seacoast National Bank. All rights reserved. Equal Housing Lender. Member FDIC.
1. A one-time float down option is defined as an interest rate lock with the option to “float down” to a current market rate if interest rates improve. In order to exercise this option, a property has been identified and there must be at least 10 days remaining before the scheduled closing date.
2. Interest rates and pricing may vary based on risk-based pricing adjustments such as credit score, loan-to-value, occupancy, and additional factors based on loan program. Interest rates are subject to change without notice.
3. APR=Annual Percentage Rate. The cost of credit as a yearly rate.
4. The quoted APR is based on a 60-day interest rate lock period with 0.750% discount points and assumes the following loan level characteristics: $225,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs. Property insurance required. Flood insurance may be required. Mortgage Insurance may be required if loan-to-value is greater than 80%. Maximum loan amount is $766,550. Terms of repayment: 360 monthly payments of $1,422.15 at an APR of 6.713%. Payments do not include applicable taxes and insurance. Actual obligation will be greater. Other conditions apply. Subject to credit approval.
5. The quoted APR is based on a 60-day interest rate lock period with 1.000% discount points and assumes the following loan level characteristics: $225,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs. Property insurance required. Flood insurance may be required. Mortgage insurance may be required if loan-to-value is greater than 80%. Maximum loan amount is $766,550. Terms of repayment: 180 monthly payments of $1,883.52 at an APR of 6.251%. Payments do not include applicable taxes and insurance. Actual obligation will be greater. Other conditions apply. Subject to credit approval.
Products and features displayed subject to change.Seacoast Bank NMLS#: 608046