1. Offer(s) valid from 1/1/25-12/31/25. May be subject to change at any time without notice. Offer may not be combined with any other checking bonus offers. Limit one new FW300 offer per new checking household. Valid for Florida residents only. You must be 18 years or older. All existing Seacoast Bank checking customers, including those with accounts closed within the last twelve months, are not eligible for New Customer Bonus. Seacoast Bank Associates are not eligible. Minimum $50 balance is required at account opening. Seacoast Bank reserves the right to cancel or modify this offer at any time without notice. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer.

To earn the new checking account bonus, the account must have qualifying Direct Deposit(s) of $500 credited to the account within 90 days of accounts opening. A qualifying Direct Deposit is defined as a recurring direct deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency.

New Personal Checking Customer can earn up to $300 as follows:
• Open a New Banking Freestyle Student or Banking Freestyle checking account and get $150 for direct deposits totaling at least $500 and/or $50 for 15 debit card purchases (excludes all ATM transactions) performed in the first 90 days of account opening
• Open a New Classic or Senior Classic checking account and get $200 for direct deposits totaling at least $500 and/or $50 for 15 debit card purchases (excludes all ATM transactions) performed in the first 90 days of account opening
• Open a New Premium or Premium Elite checking account and get $250 for direct deposits totaling at least $500 and/or $50 for 15 debit card purchases (excludes all ATM transactions) performed in the first 90 days of account opening

Fees may reduce earnings. Please refer to the Deposit Account Agreement located at seacoastbank.com/agreements-and-disclosures for details regarding fees that may apply. Bonus will be credited to the eligible accounts within 95 days of opening if the requirements noted above have been met. Bonus is considered interest and may be reported to the IRS on Form 1099-INT.

OFFER CODE: FW300

2. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.

3. Up to .25% off installment loan rates with Auto-Deduct from your Seacoast Checking Account.

4. No Fees at Allpoint^® ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia and Mexico.