*Offer applies to Seacoast Business Checking products EXCLUDING Premium Business Checking and Public Funds Checking. New Business Checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information. Please review the following information to understand how to qualify for the bonus offers.

1. Offer is valid from 12/15/2025 - 12/31/2026 and is available exclusively to the designated recipient. It may be modified or withdrawn at any time without notice and cannot be combined with other Seacoast Bank checking bonus offers. Only one bonus is permitted per new business checking relationship.To qualify, the Business must hold an active registration with the Florida Department of State or the Georgia Secretary of State. Existing Seacoast Bank business checking customers—including those who have closed accounts within the past 12 months—as well as businesses owned by Seacoast Bank associates, are not eligible for the New Business Customer Bonus. This offer does not apply to Public Funds Checking accounts.

New business checking accounts will not qualify for the promotional bonus until all the required information to open the account has been provided. All account openings are subject to approval, and Seacoast Bank reserves the right to determine customer eligibility. The account must remain open and in good standing to be eligible for the bonus. For details on account fees, rates, and other information, please consult a Seacoast Bank representative or refer to the Seacoast Business Checking Schedule of Fees. Fees may reduce earnings.

To receive the Business Checking Bonus, the following requirements must be met:
• Open a new Seacoast Business Checking or Business Checking Plus account.
• Make a minimum deposit of $10,000 within the first 30 days of account opening and maintain an average balance of $10,000 or more over the first 90 days.
• Complete 15 qualifying electronic payments within 90 days of account opening. Qualifying electronic payments include debit card purchases, online bill payments, outgoing ACH transactions, and outgoing wire transfers.

If all requirements are met, the bonus will be credited to the eligible account within 95 days of account opening. Bonuses are considered interest and may be reported on IRS Form 1099-INT.

Offer Code: BIZ600

2. Offer(s) valid from 1/1/25-12/31/25. May be subject to change at any time without notice. Offer may not be combined with any other checking bonus offers. Limit one bonus per new business checking relationship. Business must have a current and active registration with the Florida Department of State. All existing Seacoast Bank business checking customers, including those with accounts closed within the last twelve months, are not eligible for new business customer Bonus. This offer does not apply to Public Funds Checking. New business checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information.

Fees may reduce earnings. Seacoast Bank reserves the right to cancel or modify this offer at any time without notice. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer.

To Receive the Business Checking Bonus:
• Open a new Seacoast Business Checking or Business Checking Plus Checking account
• Make a minimum deposit of $5,000 within the first 30 days of account opening AND maintain an average balance of $5,000 or more over 90 days
• Make 10 qualifying electronic payments within 90 days of account opening. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.

The bonus reward(s) will be credited to the eligible account within 95 days of opening if the requirements noted above have been met. Bonuses are considered interest and may be reported on IRS Form 1099-INT.

OFFER CODE: BIZ250

Offer Conditions and Fulfillment:

3. Monthly Fee waived if you maintain a $1,000 average monthly balance; otherwise, a $10 monthly maintenance fee will apply.

4. Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN transactions not covered by Visa or any other transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. This card is issued by Seacoast Bank pursuant to a license from Visa USA, Inc. Visa is a registered trademark of Visa International Service Association.

5. No Fees at ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.