*Offer applies to Seacoast Business Checking products EXCLUDING Premium Business Checking and Public Funds Checking. New Business Checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information. Please review the following information to understand how to qualify for the bonus offers.

1. Offer(s) valid from 1/1/25-12/31/25. May be subject to change at any time without notice. Offer may not be combined with any other checking bonus offers. Limit one bonus per new business checking relationship. Business must have a current and active registration with the Florida Department of State. All existing Seacoast Bank business checking customers, including those with accounts closed within the last twelve months, are not eligible for new business customer Bonus. This offer does not apply to Public Funds Checking. New business checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information. Fees may reduce earnings. Seacoast Bank reserves the right to cancel or modify this offer at any time without notice. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer.

To Receive the Business Checking Bonus:
• Open a new Seacoast Business Checking or Business Checking Plus Checking account
• Make a minimum deposit of $10,000 within the first 30 days of account opening AND maintain an average balance of $10,000 or more over 90 days
• Make 15 qualifying electronic payments within 90 days of account opening. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.

The bonus reward(s) will be credited to the eligible account within 95 days of opening if the requirements noted above have been met. Bonuses are considered interest and may be reported on IRS Form 1099-INT.

OFFER CODE: BIZ600

2. Offer(s) valid from 1/1/25-12/31/25. May be subject to change at any time without notice. Offer may not be combined with any other checking bonus offers. Limit one bonus per new business checking relationship. Business must have a current and active registration with the Florida Department of State. All existing Seacoast Bank business checking customers, including those with accounts closed within the last twelve months, are not eligible for new business customer Bonus. This offer does not apply to Public Funds Checking. New business checking accounts will not qualify for the promotional bonus offer until all information required to open the account is provided. Please consult your Seacoast Bank representative for a copy of the Seacoast Business Checking Schedule of Fees for other account fees, rates and information.

Fees may reduce earnings. Seacoast Bank reserves the right to cancel or modify this offer at any time without notice. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer.

To Receive the Business Checking Bonus:
• Open a new Seacoast Business Checking or Business Checking Plus Checking account
• Make a minimum deposit of $5,000 within the first 30 days of account opening AND maintain an average balance of $5,000 or more over 90 days
• Make 10 qualifying electronic payments within 90 days of account opening. Electronic payments include debit card purchases, online bill pay, outgoing automated clearinghouse (ACH) and outgoing wires.

The bonus reward(s) will be credited to the eligible account within 95 days of opening if the requirements noted above have been met. Bonuses are considered interest and may be reported on IRS Form 1099-INT.

OFFER CODE: BIZ250

Offer Conditions and Fulfillment:

3. Monthly Fee waived if you maintain a $1,000 average monthly balance; otherwise, a $10 monthly maintenance fee will apply.

4. Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN transactions not covered by Visa or any other transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. This card is issued by Seacoast Bank pursuant to a license from Visa USA, Inc. Visa is a registered trademark of Visa International Service Association.

5. No Fees at ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.