Spend Less Time Banking—More Time Building Your Business

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1. Offer is valid from 12/15/2025 - 12/31/2026 and is available exclusively to the designated recipient. It may be modified or withdrawn at any time without notice and cannot be combined with other Seacoast Bank checking bonus offers. Only one bonus is permitted per new business checking relationship.To qualify, the Business must hold an active registration with the Florida Department of State or the Georgia Secretary of State. Existing Seacoast Bank business checking customers—including those who have closed accounts within the past 12 months—as well as businesses owned by Seacoast Bank associates, are not eligible for the New Business Customer Bonus. This offer does not apply to Public Funds Checking accounts.

New business checking accounts will not qualify for the promotional bonus until all the required information to open the account has been provided. All account openings are subject to approval, and Seacoast Bank reserves the right to determine customer eligibility. The account must remain open and in good standing to be eligible for the bonus. For details on account fees, rates, and other information, please consult a Seacoast Bank representative or refer to the Seacoast Business Checking Schedule of Fees. Fees may reduce earnings.

To receive the Business Checking Bonus, the following requirements must be met:
• Open a new Seacoast Business Checking or Business Checking Plus account.
• Make a minimum deposit of $10,000 within the first 30 days of account opening and maintain an average balance of $10,000 or more over the first 90 days.
• Complete 15 qualifying electronic payments within 90 days of account opening. Qualifying electronic payments include debit card purchases, online bill payments, outgoing ACH transactions, and outgoing wire transfers.

If all requirements are met, the bonus will be credited to the eligible account within 95 days of account opening. Bonuses are considered interest and may be reported on IRS Form 1099-INT.

Offer Code: BIZ600

2. Business Checking has $0 monthly fee when you maintain a $1,000 average monthly balance, otherwise a $10 maintenance fee will apply. Up to 150 free items each month; $0.35 for each item over 150. Items include checks paid, ATM withdrawals, deposit slips, deposited checks, all transfers and preauthorized debits or credits.

3. Enrolling in the Business Bundle Solutions requires customer to complete and sign a Seacoast Bank Treasury Management Bundles Onboarding Form as well as acceptance of the Treasury Management Services Master Agreement. Eligibility will vary. ACH activation is subject to credit review and approval.